Terms & Conditions

1. Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

• "j100m," "Platform," "Website," or "Services" refers to the online betting platform operated at j100m.cam, including all associated mobile applications, software, and services offered by the Company.
• "Account" means the personal account created by a User to access and use j100m's Services, identified by a unique username and password.
• "User," "Player," "Member," or "you" refers to any individual who registers for, accesses, or uses j100m's Services.
• "Bet" or "Wager" means any stake placed by a User on a sporting event, casino game, lottery draw, or other betting market offered by j100m.
• "Bonus" refers to any promotional credit, free bet, cashback offer, or other incentive provided by j100m to Users, subject to specific terms and wagering requirements.
• "KYC" (Know Your Customer) means the identity verification process required by j100m to confirm User identity, age, and address through submission of supporting documentation.
• "Deposit" means funds transferred by a User into their j100m Account for the purpose of placing bets.
• "Withdrawal" means funds transferred from a User's j100m Account balance back to the User's designated bank account or payment method.

2. Eligibility and Account Registration

2.1 Age and Residency Requirements

To register for and use j100m's Services, you must meet the following eligibility criteria:

• You must be at least 21 years of age or the legal age of majority in your jurisdiction, whichever is higher.
• You must be a resident of Indonesia with a valid Indonesian address.
• You must not be located in any jurisdiction where online gambling is prohibited by law.
• You must not be a self-excluded individual or have been previously banned from j100m or other gambling platforms for violation of terms.
• You must be acting solely on your own behalf and not on behalf of any third party.

2.2 Account Registration Process

When registering for a j100m Account, you agree to:

• Provide accurate, current, and complete information about yourself as prompted by the registration form, including your full legal name, date of birth, email address, phone number, and residential address.
• Maintain and promptly update your Account information to keep it accurate, current, and complete at all times.
• Create a strong, unique password for your Account and keep it confidential. You are solely responsible for any activity that occurs under your Account credentials.
• Complete the KYC verification process by submitting required documentation, which may include a government-issued identification card (KTP), proof of address, and a verification selfie.
• Register only one Account per person. Multiple Accounts created by the same individual will be closed, and any associated winnings may be forfeited.

2.3 Account Verification (KYC)

j100m is committed to preventing underage gambling, fraud, and money laundering. As part of our legal and regulatory obligations, we require all Users to complete KYC verification before processing significant withdrawals. The KYC process typically involves:

• Submission of a clear, color copy of your Indonesian National ID card (KTP) showing your full name, date of birth, photograph, and ID number.
• Submission of proof of address dated within the last three months, such as a utility bill, bank statement, or government correspondence showing your name and current residential address.
• Submission of a verification selfie showing you holding your ID card next to your face for liveness confirmation.
• Additional documentation may be requested at j100m's sole discretion to verify payment methods, source of funds, or other account details.

KYC verification typically processes within 1-3 business hours. During verification, temporary withdrawal limits may apply to your Account. j100m reserves the right to suspend or close any Account that fails to complete KYC verification within a reasonable timeframe or provides fraudulent documentation.

3. Deposits and Account Funding

3.1 Deposit Methods

j100m accepts deposits via the following payment methods for Indonesian Users:

• Indonesian bank transfers: BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, and other major Indonesian banks.
• E-wallet transfers: OVO, DANA, GoPay, ShopeePay, LinkAja, and other supported digital payment platforms.
• Additional payment methods may be added or removed at j100m's discretion. Users will be notified of changes to available payment options.

3.2 Deposit Processing and Limits

Deposits are subject to the following terms:

• Minimum deposit amount is Rp 50,000 for bank transfers and Rp 25,000 for e-wallet deposits, unless otherwise stated.
• Maximum deposit limits vary by payment method and User verification status. Verified Users typically enjoy higher deposit limits.
• j100m does not charge fees on deposits. However, your bank or payment provider may impose their own transaction fees, for which j100m is not responsible.
• Deposits are typically credited to your Account instantly upon successful payment confirmation. In rare cases, processing may take up to 15 minutes due to payment provider delays.
• You may only deposit funds from a bank account or payment method registered in your own name. Third-party deposits are strictly prohibited and will result in deposit reversal and potential Account suspension.

3.3 Deposit Errors and Disputes

If you believe a deposit error has occurred, you must contact j100m customer support immediately with transaction details, including payment method, amount, transaction reference number, and timestamp. j100m will investigate and resolve legitimate deposit issues within 24-48 hours. Failure to report deposit discrepancies within 30 days of the transaction date may result in your claim being denied.

4. Withdrawals and Payouts

4.1 Withdrawal Requirements

To withdraw funds from your j100m Account, you must:

• Have completed KYC verification and had your identity approved by j100m's compliance team.
• Withdraw funds only to a bank account or payment method registered in your own name. Third-party withdrawals are prohibited for security and anti-money-laundering reasons.
• Meet any applicable wagering requirements associated with bonuses or promotional offers before the bonus funds and associated winnings become withdrawable.
• Maintain a minimum withdrawable balance of Rp 50,000, unless otherwise stated.

4.2 Withdrawal Processing Times and Limits

Withdrawals are processed according to the following terms:

• j100m aims to process withdrawal requests within 15 minutes to 1 hour during business hours (08:00-20:00 WIB, Monday-Saturday). Weekend and holiday requests may take up to 24 hours.
• Unverified Accounts are subject to a temporary daily withdrawal limit of Rp 10,000,000 until KYC verification is completed.
• Verified Accounts enjoy daily withdrawal limits up to Rp 100,000,000, with higher limits available for VIP members upon request.
• j100m does not charge withdrawal fees. However, receiving banks may impose their own incoming transfer fees, for which j100m is not responsible.
• j100m reserves the right to conduct additional security checks on large or unusual withdrawal requests, which may extend processing time. Users will be notified if additional verification is required.

4.3 Withdrawal Restrictions

j100m may delay, suspend, or refuse withdrawal requests in the following circumstances:

• KYC verification is incomplete, pending, or documentation provided is deemed insufficient or fraudulent.
• The User has violated these Terms & Conditions, including but not limited to bonus abuse, collusion, use of betting bots, or other fraudulent activity.
• The withdrawal amount exceeds the User's verified available balance after accounting for active bets and bonus requirements.
• The User's Account is under investigation for suspicious activity, anti-money-laundering concerns, or other security issues.
• Technical issues or payment provider disruptions temporarily prevent withdrawal processing. Users will be notified and withdrawals will resume as soon as possible.

5. Betting Rules and Conduct

5.1 General Betting Terms

When placing bets on j100m, you agree to the following:

• All bets are final once confirmed. Users cannot cancel or modify accepted bets unless explicitly permitted by specific market rules or in the event of an obvious error.
• j100m reserves the right to void bets in cases of obvious pricing errors, technical glitches, incorrect event information, or other circumstances where bet acceptance would be manifestly unfair.
• Bets placed on events that are abandoned, postponed, or cancelled will generally be voided and stakes returned, unless otherwise specified in sport-specific rules.
• Live betting (in-play wagering) is subject to rapid odds fluctuations. Bets may be rejected if odds have changed significantly between placement and acceptance.
• j100m's determination of bet outcomes is final. Settlement is based on official results from recognized sports governing bodies, lottery organizations, or game providers.

5.2 Prohibited Betting Practices

The following activities are strictly prohibited and will result in Account suspension, bet voidance, and forfeiture of winnings:

• Collusion: Coordinating bets with other Users or third parties to manipulate outcomes or exploit bonuses.
• Arbitrage betting: Systematically exploiting odds discrepancies across platforms to guarantee profit regardless of outcome.
• Bonus abuse: Creating multiple Accounts to claim welcome bonuses repeatedly, transferring funds between Accounts, or manipulating bonus wagering requirements through coordinated betting strategies.
• Use of automated systems: Employing betting bots, scrapers, scripts, or other automated tools to place bets or extract data from j100m's platform.
• Insider betting: Wagering with non-public information that provides an unfair advantage, such as match-fixing knowledge or advance result information.
• Fraudulent activity: Using stolen payment methods, providing false identification documents, or engaging in any form of fraud or deception.

6. Bonuses and Promotions

6.1 Bonus Terms

j100m offers various bonuses and promotions to enhance User experience. All bonuses are subject to the following general terms:

• Bonuses are offered at j100m's sole discretion and may be modified or withdrawn at any time without prior notice.
• Each bonus has specific terms and conditions, including eligibility requirements, wagering requirements (turnover), expiration dates, and game restrictions. Users must read and understand these terms before claiming any bonus.
• Wagering requirements specify the number of times bonus funds and/or deposit funds must be wagered before associated winnings become withdrawable. For example, a Rp 100,000 bonus with 10x wagering requires Rp 1,000,000 in total bets before withdrawal.
• Not all games contribute equally to wagering requirements. Slot games typically contribute 100%, while table games and sports betting may contribute lower percentages or be excluded entirely.
• Bonuses are generally limited to one per household, IP address, device, payment method, and person. Multiple Account abuse will result in bonus forfeiture and Account closure.
• j100m reserves the right to void bonuses and confiscate winnings if bonus abuse is detected, including but not limited to low-risk betting strategies designed solely to clear wagering requirements.

7. Responsible Gaming

7.1 Age Verification and Underage Gambling Prevention

j100m is committed to preventing underage gambling. All Users must be at least 21 years of age. We employ robust age verification measures through KYC processes, and we reserve the right to request additional age verification at any time. Accounts found to belong to individuals under 21 years of age will be immediately closed, and all funds will be returned to the depositing payment method (minus any winnings obtained).

7.2 Responsible Gaming Tools

j100m provides comprehensive responsible gaming tools to help Users maintain control over their betting activity:

• Deposit Limits: Set daily, weekly, or monthly maximum deposit amounts. Once set, limits cannot be increased for 24 hours.
• Loss Limits: Define maximum net loss thresholds per day, week, or month. Betting will be suspended when limits are reached.
• Session Time Limits: Restrict maximum playing time per session or per day. You will be automatically logged out when limits expire.
• Reality Check Reminders: Configure pop-up notifications at regular intervals showing time played and net win/loss.
• Self-Exclusion: Temporarily or permanently exclude yourself from j100m for periods ranging from 1 week to permanent closure. During self-exclusion, you cannot access your Account or receive promotional communications.

7.3 Problem Gambling Support

If you believe gambling is negatively affecting your life, j100m encourages you to seek help immediately. Warning signs include gambling with money you cannot afford to lose, chasing losses, lying about gambling activity, neglecting work or relationships, and feeling anxious when not gambling. Contact our support team to implement Account restrictions or closure, and consider reaching out to professional counseling organizations that specialize in problem gambling treatment.

8. Account Security and User Responsibilities

8.1 Account Security

You are solely responsible for maintaining the confidentiality of your Account credentials (username and password). You must:

• Never share your password with any third party, including j100m staff (we will never ask for your password).
• Use a strong, unique password that is not used on other websites or platforms.
• Log out of your Account when using shared or public computers.
• Notify j100m immediately if you suspect unauthorized access to your Account.

You are liable for all activity that occurs under your Account, including unauthorized bets placed by third parties who obtain access through your negligence. j100m is not responsible for losses resulting from Account compromise due to User failure to maintain password security.

9. Intellectual Property Rights

All content on the j100m platform, including but not limited to text, graphics, logos, images, software, game interfaces, and trademarks, is the exclusive property of j100m or its licensors and is protected by international copyright, trademark, and intellectual property laws. Users are granted a limited, non-exclusive, non-transferable license to access and use j100m's Services for personal entertainment purposes only. You may not:

• Copy, reproduce, distribute, modify, or create derivative works from any j100m content without prior written consent.
• Reverse engineer, decompile, or disassemble any j100m software or game code.
• Use automated systems (bots, scrapers, crawlers) to extract data or content from j100m's platform.
• Use j100m's trademarks, logos, or branding without explicit written authorization.

10. Limitation of Liability

To the fullest extent permitted by applicable law, j100m, its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services, including but not limited to:

• Loss of profits, revenue, data, or business opportunities.
• Service interruptions, system failures, or technical errors beyond our reasonable control.
• Unauthorized access to your Account resulting from your failure to maintain password security.
• Third-party actions, including payment provider delays or failures.
• Losses arising from your violation of these Terms & Conditions or applicable laws.

j100m's maximum aggregate liability for any claims arising from your use of our Services shall not exceed the total amount you have deposited into your Account during the six months preceding the claim.

11. Account Suspension and Termination

11.1 Suspension by j100m

j100m reserves the right to suspend or terminate your Account immediately, without prior notice, if:

• You violate any provision of these Terms & Conditions.
• You provide false, inaccurate, or fraudulent information during registration or KYC verification.
• You engage in prohibited betting practices, bonus abuse, collusion, or other fraudulent activity.
• Your Account is used for money laundering or other illegal purposes.
• We determine, in our sole discretion, that your continued use of our Services poses a risk to j100m, other Users, or our business operations.

Upon Account termination, all pending bets will be voided, bonuses will be forfeited, and any remaining genuine deposited funds (excluding bonus funds and fraudulently obtained winnings) will be returned to you after deduction of any amounts owed to j100m.

11.2 Self-Closure by User

You may request Account closure at any time by contacting j100m customer support. Upon closure, you must withdraw all remaining funds in your Account. Once closed, Accounts cannot be reopened without completing a new KYC verification process and cooling-off period (if self-exclusion was applied).

12. Governing Law and Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with applicable international gaming laws and the laws of the jurisdiction in which j100m operates. Any disputes arising from or relating to these Terms & Conditions or your use of j100m's Services shall first be addressed through good-faith negotiations with j100m's customer support team. If a dispute cannot be resolved through negotiation within 30 days, either party may pursue formal dispute resolution through arbitration or applicable legal channels, as determined by the governing jurisdiction.

13. Amendments to Terms & Conditions

j100m reserves the right to modify, amend, or update these Terms & Conditions at any time to reflect changes in our Services, legal requirements, or business operations. Material changes will be communicated to Users via email, Account notification, or prominent website notice at least 14 days before the effective date. Continued use of j100m's Services after the effective date constitutes acceptance of the revised Terms & Conditions. If you do not agree to the updated terms, you must cease using our Services and close your Account.

14. Contact Information

If you have questions, concerns, or complaints regarding these Terms & Conditions or any aspect of j100m's Services, please contact us:

• Email: [email protected] (plain text, not clickable per site specifications)
• Live Chat: Available 24/7 on the j100m website
• Response Time: We aim to respond to all inquiries within 2 hours during business hours and within 12 hours outside business hours.